Privacy Policy

Effective Date: October 18, 2025

1. Overview

Hope CreditScore respects your privacy. This policy explains how we collect, use, and protect your information when you visit our website, sign up for our services, or communicate with us by text, email, or other means.

2. Information We Collect

We may collect the following information:

* Personal details (name, email, phone number, mailing address)

* Financial or credit-related information you voluntarily share during consultations or sign-up

* Device and usage data such as IP address, browser type, and pages visited

* SMS and email communication data for account or marketing purposes

3. How We Use Your Information

We use your information to:

* Provide credit education, analysis, and improvement services

* Deliver updates, reminders, and offers related to your credit journey

* Respond to your questions and support requests

* Improve our website, content, and user experience

* Comply with applicable laws and regulations

We do not use your financial data for any purpose other than providing agreed-upon services.

4. Sharing Information

We do not sell or rent your personal information.

We may share limited data with:

* Trusted service providers who help us send emails, SMS messages, or process information securely

* Credit bureaus or partners when necessary to perform our services (with your consent)

* Authorities if required by law or to protect our rights and users

All partners are required to safeguard your data and use it only for legitimate purposes.

5. Text Messaging Policy

By providing your phone number, you consent to receive SMS/text messages from Hope CreditScore about services, reminders, or updates.

* Message frequency may vary (typically up to 3–5 per month).

* Message and data rates may apply.

* Reply STOP to unsubscribe or HELP for assistance.

* For support, contact [email protected]

6. Cookies & Analytics

We use cookies and similar tools to improve your experience and analyze site performance. You can disable cookies in your browser settings, but some features may not work properly if you do.

7. Data Protection

We use administrative, physical, and technical safeguards to protect your personal information from unauthorized access or disclosure.
While we take security seriously, no online system is 100% secure.

8. Your Rights

You have the right to:

* Access or update your information

* Request deletion of your personal data

* Withdraw consent to receive marketing communications

To exercise these rights, contact us at [email protected].

9. Children’s Privacy

Hope CreditScore does not knowingly collect information from individuals under 18 years old. If we learn a minor has provided data, we’ll promptly delete it.

10. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted here with a new effective date. Continued use of our services means you accept any changes.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

Hope CreditScore
Email: [email protected]
Phone: +1 215-626-5242
Website: www.hopecreditscore.com

@ 2025 Hope CreditScore